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  Low Interest Credit Cards UK

 
 
Product Details Features Apply

Post Office


Post Office 2 in 1 Card
  • 0% on balance transfers for 10 months*
  • 0% on purchases for 3 months
  • 0% commissions on purchases overseas
  • 0% interest for five months on all balance transfers made during your anniversary month in 2008 and 2009
  • lower interest rate on big purchases
  • free purchase and fraud protection
  • helpline available 365 days in a year

RBS


RBS Classic MasterCard
  • 0% on balance transfers for 13 months
  • 0% on purchases for 6 months
  • Typical 15.9% APR (variable)

RBS


RBS Student MasterCard
  • You should be over 18 to apply
  • Up to 56 days interest-free credit on purchases*
  • Maximum £500 credit limit
  • No annual fee
  • Fantastic card holder discounts and extra rewards

Tesco


Tesco Bonus Credit Card
  • 0% on balance transfers for 13 months (2.5%) fee
  • 0% on Tesco purchases for 13 months
  • 0% on non-Tesco purchases for 3 months
  • Typical 15.9% APR variable
  • Interest payment back, every year!

Tesco


Tesco Clubcard Credit Card
  • The fastest way to collect Clubcard points! The more you use it, the more you get back
  • If you pay with your Clubcard Credit Card as Tesco or Tesco.com, you'll get 5 points for every £4 spent!
  • Every time you spend £4 on your Clubcard Credit Card, no matter where else, we'll give you 1 Clubcard point
  • 0% on balance transfers for 13 months (2.5% fee)
  • 0% on Tesco purchases for 13 months
  • 0% on non-Tesco purchases for 3 months
  • Typical 16.9% APR variable

Vanquis


Vanquis Visa Card
  • No annual fee
  • A credit limit assigned at a fixed amount to help you stay in control
  • Up to 56 days interest free on purchases
  • Free additional cardholder
  • Free fraud monitoring - we'll warn you of any suspicious activity on your account
  • Chip & PIN technology for added security whenever you use your card

Virgin


Virgin Credit Card
  • 0% p.a. for 15 months on balance transfers (2.98% handling fee applies)
  • 0% p.a. for 3 months on card purchases
  • 15.9% APR typical rate (variable)
  • You'll also get 50 days interest free on your card purchases, as long as you pay your statement balance in full and on time every month
  • Your Virgin Credit Card opens the door to a world of Virgin discounts. It'll save you some serious money on car, home, pet and annual travel insurance too.

Virgin


Virgin Atlantic American Express® Credit Card
  • 1 Flying Club mile for every £1 spent on card purchases using your card.**
  • 2 Flying Club miles for every £1 spent on your card direct with Virgin Atlantic or Virgin Holidays.**
  • 3,000 bonus Flying Club miles upon first spend.***
  • No annual fee - this card won't cost you a penny extra to carry
  • 0% p.a. on balances transferred for six months from the date your account is opened. (2% handling fee applies)
  • Complimentary companion reward flight when you spend £15,000 or more a year on your Virgin Atlantic Card
  • Premium Economy reward upgrade when you spend £10,000 or more a year on your Virgin Atlantic Card

Virgin


Virgin Prepaid MasterCard®
  • The Virgin Prepaid MasterCard® is an alternative to credit cards. No bank account needed and no credit checks.
  • £9.95 to buy
  • 30p fee per £10 spent
  • No monthly charge
  • Free to top up*
  • Gives you the freedom to shop safely online, by phone or in the high street
  • Great for travelling and sharing money abroad
  • Available to everyone aged 13 and over

MasterCard


The GM Card
  • 0% per annum on all purchases and balance transfers, fixed for the first five months from account opening, after which it will revert to the variable rate. A 2% balance transfer handling fee applies (minimum £5).
  • Rebate Points are earned at the rate of 3% of your spend; 1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall or Saab (subject to the Model Line Maximum).
  • Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend.
  • 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
  • Online decision in just 60 seconds.
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply  " button you can review the credit card terms and conditions on the credit card issuer's web site.